Financial Disclaimer

Not Financial Advice

Nothing within the Bill Companion app, this website, or any associated content should be interpreted as financial advice, investment advice, tax advice, legal advice, or any other regulated financial service.

Bill Companion is a personal organisation tool that helps users track bills and identify possible areas worth reviewing. It is not a substitute for professional financial advice.

Savings Coach Feature

The Savings Coach feature within Bill Companion is designed to highlight general areas that may be worth reviewing — such as subscriptions, phone plans, internet bills, utilities, and other recurring expenses.

Please be aware:

• The Savings Coach provides general suggestions only, not personalised recommendations
• Suggestions are based on common patterns and are not tailored to your individual circumstances
• No savings outcomes are guaranteed
• Users should independently verify any potential savings before making changes to their services or plans

What Bill Companion Does and Does Not Do

User Responsibility

Users of Bill Companion are solely responsible for:

• Verifying all bill amounts, due dates, and provider information independently
• All financial decisions made based on information viewed in the app
• Contacting service providers directly to confirm any changes to plans or services
• Seeking professional financial, legal, or tax advice where required

Accuracy of Information

Bill Companion displays information that users enter manually. The app does not independently verify, update, or validate bill amounts, provider details, or account information. We make no representation as to the accuracy or completeness of any information displayed within the app.

Professional Advice

If you require financial advice, please consult a licensed financial adviser or other relevant professional. For tax, legal, or insurance matters, please seek appropriate qualified professional assistance.

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