Terms of Use

Please read these Terms of Use carefully before using Bill Companion. By downloading or using the app, you agree to be bound by these terms. If you do not agree, please do not use the app.

About Bill Companion

Bill Companion is a bill tracking and organisation application for Android. The app allows users to record household bills, due dates, payment status, and review possible savings opportunities. It is designed as a personal organisation tool only.

Acceptance of Terms

By accessing or using Bill Companion, you confirm that:

• You are at least 18 years of age, or have parental or guardian consent
• You have read and understood these Terms of Use
• You agree to use the app in accordance with these terms

Permitted Use

Bill Companion is provided for personal, non-commercial use only. You may use the app to:

• Record and organise personal household bills
• Track payment due dates and bill statuses
• Review potential savings opportunities using the Savings Coach feature
• View monthly bill summaries and calendar schedules

Not Financial Advice

The Savings Coach feature highlights possible areas to review. It does not guarantee savings and should not be used as the sole basis for any financial decision. Users are responsible for independently verifying all bill details, due dates, provider information, and payment amounts before acting.

User Responsibilities

You are solely responsible for:

• The accuracy of information you enter into the app
• Verifying bill amounts, due dates, and provider details independently
• All financial decisions made based on app content
• Keeping your device and app data secure
• Ensuring the app is used appropriately within your jurisdiction

Intellectual Property

All content, branding, design, and functionality within Bill Companion are the property of the app developer. You may not copy, reproduce, distribute, or create derivative works from the app without prior written permission.

Limitation of Liability

App Availability

We reserve the right to modify, suspend, or discontinue the app at any time without notice. We are not liable for any interruption or discontinuation of service.

Changes to These Terms

These Terms of Use may be updated from time to time. Continued use of the app after changes are published constitutes acceptance of the updated terms. Please review this page periodically.

Governing Law

These terms are governed by the laws of Australia. Any disputes arising from the use of Bill Companion will be subject to the jurisdiction of Australian courts.

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