Privacy Policy

Bill Companion is a bill tracking and organisation app. The app helps users record bills, due dates, payment status, and possible savings opportunities. This Privacy Policy explains how the app handles your information.

Information We Collect

Bill Companion may allow users to enter the following information:

• Bill names and descriptions
• Bill amounts and payment frequencies
• Due dates and payment schedules
• Bill categories (e.g. utilities, subscriptions, insurance)
• Payment status (active, paid, overdue)

This information is used only to display bill lists, summaries, calendar views, and savings insights inside the app.

Local Storage

No account or registration is required to use Bill Companion. Your data remains on your device only.

Notifications

The app may request notification permission to remind users about upcoming bills or payment due dates. You can manage or disable notifications at any time through your device settings.

No Financial Advice

Bill Companion is for general bill organisation and budgeting purposes only. It does not provide financial, investment, legal, or tax advice. The Savings Coach feature provides general suggestions only and is not a substitute for professional advice.

Data Sharing

We do not sell, share, or transfer user data to any third parties. Bill information entered into the app remains on your device and is not accessible to us.

Third-Party Services

Bill Companion does not currently integrate with any third-party financial services, banks, or payment processors. If any third-party services are added in future versions, this policy will be updated accordingly.

Children's Privacy

Bill Companion is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided information through the app, please contact us so we can take appropriate action.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected on this page with an updated date. Continued use of the app after changes are posted constitutes acceptance of the updated policy.

Google Play Data Safety

Information provided in the Google Play Data Safety section reflects the actual behaviour of this app. This Privacy Policy and the Data Safety declaration are consistent with each other.

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